A financial professional for Sarnia.

Sarnia is Chemical Valley and a border city: refinery workers, skilled trades, and families with one foot in Port Huron. Cross-border commuters have genuinely unique tax situations that most advisors never touch. I help Sarnia families navigate both sides of the river, in plain English.

Serving Sarnia and Lambton County by phone and video.

Sarnia works hard under the bridge, and retires well beside the lake

Sarnia's skyline tells its story: the Blue Water Bridge reaching to Michigan, the refineries and chemical plants of the valley along the St. Clair River, and then, minutes away, Canatara Park and Lake Huron's beaches where the same families spend their summers. Lambton College feeds the plants and the hospital, Bluewater Health anchors care for the county, and the workforce splits between industrial shift workers with strong union benefits and a large, contented retiree population that chose affordable waterfront living on purpose. Cross border life is woven through everything: family, shopping, and for some, work in Port Huron and beyond.

Industrial incomes deserve industrial strength planning. The questions are protection that respects plant work and shift rotations, honest readings of generous but complicated benefits packages, and retirement timing when pensions, bridge benefits, and government programs start on different dates. Sarnia retirees then ask the waterfront questions: drawing income efficiently, keeping the house or cottage by the lake in the family, and making sure a health change does not undo forty years of building. Cross border workers add the two country tax and benefits tangle that Windsor families will recognize, and which deserves specialists for the tax side and clear planning for everything else.

Disability planning matters in a city of physical work and in a city of retirees caring for each other. The DTC and RDSP are federal and fully available here, and this practice's specialty is explaining them in plain language. I serve Sarnia by phone and video from Carleton Place, with hours for shift workers and retirees alike, and the first conversation is free.

What I help Sarnia families with

• Life insurance: term, universal, and whole life, matched to your actual life. See the honest comparison.
• RDSP and disability finance: the Disability Tax Credit, the RDSP, and up to $90,000 in government grants and bonds most families never hear about. Start at the Disability Finance hub.
• Investing: TFSA, RRSP, FHSA, RESP, and non-registered accounts built around real life.
• Living benefits: critical illness and disability coverage for the self-employed and single-income households. How critical illness works.
• Business owners: corporate strategies, key person coverage, and buy-sell funding. The business playbook.

Why work with a broker in Sarnia?

A broker works for you, not for one insurance company. That means choice across insurers, advice shaped around your life instead of a product shelf, and someone in your corner at claim time, when it matters most. Read the full broker vs agent breakdown.

How it works

Step one: book a free conversation below. Thirty minutes, zero pressure. Step two: we talk through your situation in plain English until you actually understand your options. Step three: you decide, with facts instead of salesmanship.

Sarnia questions I hear most

Common questions

Explore the region

Explore Southwestern Ontario: the Areas Served hub lists every community we serve. The regional centre page is London, and the nearest full local guide is Chatham-Kent.

Check what you may qualify for

Before we ever talk, you can check two things yourself, free, right here on this site. The Disability Tax Credit checker asks 7 quick questions and walks through eligibility the way the CRA looks at it. The RDSP checker asks 4 quick questions about readiness, grants, bonds, and next steps. Prefer a one page guide instead? The RDSP Starter Checklist lays out every step to open an RDSP and claim the government money.