A financial professional for Norfolk.

Norfolk is Simcoe and Delhi: farm country, tobacco heritage, and Lake Erie's north shore. Good jobs and deep roots deserve planning that protects both. I help Norfolk families protect what matters and plan with confidence, in plain English.

Serving Norfolk and Haldimand and Norfolk counties by phone and video.

Norfolk grows food, gathers on the shore, and looks after its own

Norfolk County is Simcoe's town hall and courthouse, Delhi's farm heritage, Port Dover's harbour and famous Friday the 13th gatherings, Turkey Point's beach, and Long Point reaching into Lake Erie as one of the great birding landscapes on the continent. Between the shore and the towns lies some of Canada's most productive farmland: vegetables, fruit, ginseng, and orchards worked by families who have farmed the same sand plain for generations, with seasonal workers arriving each year to bring the harvest in. Norfolk General Hospital in Simcoe anchors local care, and the county's rhythm is agricultural in a way that shapes every financial conversation held here.

Farm planning leads, in its full form: land rich and income variable, succession between generations with fairness questions that deserve better than a handshake and a hope, and protection for the people whose labour the whole operation quietly depends on. Shore communities add the retirement version: modest houses in Port Dover and Turkey Point that have become valuable, pensions and savings drawn in the right order, and cottages passing to kids who now live in cities. Working families in Simcoe ask the attainable city questions: real coverage for real budgets, RESPs, and plans that survive a bad season at work or on the farm.

Disability is a working reality in farm country, and caregiving here is overwhelmingly family delivered. The DTC and RDSP put federal support under both, and Norfolk families claim them at far below the rate they qualify for. I serve Norfolk by phone and video, from another rural community that understands seasons, and the first conversation is free.

What I help Norfolk families with

• Life insurance: term, universal, and whole life, matched to your actual life. See the honest comparison.
• RDSP and disability finance: the Disability Tax Credit, the RDSP, and up to $90,000 in government grants and bonds most families never hear about. Start at the Disability Finance hub.
• Investing: TFSA, RRSP, FHSA, RESP, and non-registered accounts built around real life.
• Living benefits: critical illness and disability coverage for the self-employed and single-income households. How critical illness works.
• Business owners: corporate strategies, key person coverage, and buy-sell funding. The business playbook.

Why work with a broker in Norfolk?

A broker works for you, not for one insurance company. That means choice across insurers, advice shaped around your life instead of a product shelf, and someone in your corner at claim time, when it matters most. Read the full broker vs agent breakdown.

How it works

Step one: book a free conversation below. Thirty minutes, zero pressure. Step two: we talk through your situation in plain English until you actually understand your options. Step three: you decide, with facts instead of salesmanship.

Norfolk questions I hear most

Common questions

Explore the region

Explore Southwestern Ontario: the Areas Served hub lists every community we serve. The regional centre page is London, and the nearest full local guides are Brantford and Hamilton.

Check what you may qualify for

Before we ever talk, you can check two things yourself, free, right here on this site. The Disability Tax Credit checker asks 7 quick questions and walks through eligibility the way the CRA looks at it. The RDSP checker asks 4 quick questions about readiness, grants, bonds, and next steps. Prefer a one page guide instead? The RDSP Starter Checklist lays out every step to open an RDSP and claim the government money.