Full Services
The complete practice: insurance, investing, and planning for every Canadian family.
See all servicesKelowna is where Canadians go to live well: retirees protecting what they built, Vancouver escapees starting fresh, and wine-country entrepreneurs. Big life changes deserve careful planning: estate conversations, income that lasts, and the right coverage for the next chapter. I work with Kelowna families virtually.
Serving Kelowna, West Kelowna, Penticton, and the Okanagan by phone and video.
What I help Kelowna families with
- Life insurance: term, universal, and whole life, matched to your actual life. See the honest comparison.
- RDSP and disability finance: the Disability Tax Credit, the RDSP, and up to $90,000 in government grants and bonds most families never hear about. Start at the Disability Finance hub.
- Investing: TFSA, RRSP, FHSA, RESP, and non-registered accounts built around real life.
- Living benefits: critical illness and disability coverage for the self-employed and single-income households. How critical illness works.
- Business owners: corporate strategies, key person coverage, and buy-sell funding. The business playbook.
Why work with a broker in Kelowna?
A broker works for you, not for one insurance company. That means choice across insurers, advice shaped around your life instead of a product shelf, and someone in your corner at claim time, when it matters most. Read the full broker vs agent breakdown.
How it works
Step one: book a free conversation below. Thirty minutes, zero pressure. Step two: we talk through your situation in plain English until you actually understand your options. Step three: you decide, with facts instead of salesmanship.
Common questions
Do you meet in person in Kelowna?
Most conversations happen by phone or video, which is how I serve families across Canada. In-person meetings can be arranged when I am in the area.
Is the first conversation really free?
Yes. You don't have to figure this out alone. I'm here to help you through every step.
What should I prepare before we talk?
Nothing. Bring your questions and an open mind. If it helps, jot down what keeps you up at night about money, we will start there.
More communities we serve
The Areas Served hub lists every community page. Also see the full local guides for Vancouver and Victoria.
Check what you may qualify for
Before we ever talk, you can check two things yourself, free, right here on this site. The Disability Tax Credit checker asks 7 quick questions and walks through eligibility the way the CRA looks at it. The RDSP checker asks 4 quick questions about readiness, grants, bonds, and next steps. Prefer a one page guide instead? The RDSP Starter Checklist lays out every step to open an RDSP and claim the government money.
Keep exploring
Disability Finance Hub
DTC, RDSP, and life insurance for people with disabilities.
How the RDSP worksDisability Tax Credit Guide
The DTC in plain English: who qualifies, how to apply, and what it unlocks, including the RDSP.
Read the DTC guideDTC Checker
Seven quick questions to check whether the Disability Tax Credit is worth pursuing. Free.
Check now Disability Tax Credit eligibility checkerRDSP Checker
Four quick questions about RDSP readiness, grants, bonds, and next steps. Free.
Check now RDSP readiness checkerTerm vs Permanent
The honest life insurance comparison.
Compare term and permanent insuranceContact Sean
Prefer to write first? Send a message, I reply personally.
Contact SeanFree download
Get the Free RDSP Starter Checklist
Everything you need to open an RDSP and claim the government money, on one page. Download it right now, no email needed. Want a copy in your inbox too? Join the list below.
Your checklist is on its way.
It is downloading now. Welcome to the list, more RDSP education is coming your way.