A financial professional for Kawartha Lakes.

Kawartha Lakes is cottage country you can live in: Lindsay's working families, cottagers turned year-rounders, and the Trent-Severn running through it all. Rural property, small businesses, and seasonal rhythms need planning that fits real life. I work with Kawartha Lakes families virtually.

Serving Kawartha Lakes and the Kawartha Lakes area by phone and video.

Kawartha Lakes is a city made of lakes, villages, and people who chose both

Kawartha Lakes is a city only on paper. In life it is Lindsay's working streets, Fenelon Falls and Bobcaygeon on their locks and lakes, Woodville, Omemee, and a hundred crossroads communities, all strung together by the Trent-Severn Waterway and the shorelines of Sturgeon, Pigeon, Balsam, and Cameron lakes. The economy runs on that water in summer and on farming, trades, and small business all year: cottagers becoming year round residents, retirees trading city houses for lake roads, and working families in Lindsay anchored by the hospital, Fleming College's Frost Campus, and the region's employers. Distance is a fact of life here, and so is knowing your neighbours.

Planning in cottage country has its own agenda. Seasonal residents converting to year round life ask about making the cottage the principal home and what that changes. Farm and rural property families ask the succession questions in their classic form. Small business and tourism operators ask about income that arrives in a four month flood and a long trickle. And nearly everyone asks about the cottage itself: who gets it, who pays the tax when it passes, and how to keep it the family's joy instead of its legal bill. These are answerable questions, and they reward being answered early.

For Kawartha Lakes families with a disabled member, add the federal layer: the DTC and RDSP work identically on a lake road as in a downtown, even if the advice about them has historically been harder to find out here. That gap is why this practice serves the whole province by phone and video. Your first conversation is free, and it happens from your kitchen table or your dock, wherever you get signal.

What I help Kawartha Lakes families with

• Life insurance: term, universal, and whole life, matched to your actual life. See the honest comparison.
• RDSP and disability finance: the Disability Tax Credit, the RDSP, and up to $90,000 in government grants and bonds most families never hear about. Start at the Disability Finance hub.
• Investing: TFSA, RRSP, FHSA, RESP, and non-registered accounts built around real life.
• Living benefits: critical illness and disability coverage for the self-employed and single-income households. How critical illness works.
• Business owners: corporate strategies, key person coverage, and buy-sell funding. The business playbook.

Why work with a broker in Kawartha Lakes?

A broker works for you, not for one insurance company. That means choice across insurers, advice shaped around your life instead of a product shelf, and someone in your corner at claim time, when it matters most. Read the full broker vs agent breakdown.

How it works

Step one: book a free conversation below. Thirty minutes, zero pressure. Step two: we talk through your situation in plain English until you actually understand your options. Step three: you decide, with facts instead of salesmanship.

Kawartha Lakes questions I hear most

Common questions

Explore the region

Explore Eastern Ontario: the Areas Served hub lists every community we serve. The regional centre page is Kingston, and the nearest full local guides are Peterborough and Barrie.

Check what you may qualify for

Before we ever talk, you can check two things yourself, free, right here on this site. The Disability Tax Credit checker asks 7 quick questions and walks through eligibility the way the CRA looks at it. The RDSP checker asks 4 quick questions about readiness, grants, bonds, and next steps. Prefer a one page guide instead? The RDSP Starter Checklist lays out every step to open an RDSP and claim the government money.