A financial professional for Cambridge.

Cambridge is the hardworking corner of the Waterloo Region: Toyota's plant, manufacturing families, and the three historic cores of Galt, Preston, and Hespeler. Union paycheques, skilled trades, and families who earned every dollar. I help Cambridge families protect their income and make it work, in plain English.

Serving Cambridge and the Waterloo Region by phone and video.

Cambridge is three towns with one work ethic

Cambridge never fully merged in its heart: Galt holds the grand stone downtown on the Grand River, Preston keeps its mill town grit, and Hespeler still feels like its own place, and residents will happily tell you which one they are from. The Toyota plant anchors the modern economy alongside a deep bench of manufacturing and logistics employers, and the 401 puts both the Waterloo Region tech world and the GTA within commuting reach. Families here earn their money in plants, in trucks, on job sites, and increasingly in offices up the highway, and they share a distinctly local value: things should be built to last.

Built to last is a good standard for a financial plan too. Cambridge households often run on skilled trades and manufacturing paycheques with overtime in the mix, which means income varies month to month and benefits vary by employer more than people realize. The planning that matters: protection sized to base income rather than best case overtime, honest reading of plant benefits packages, and savings that can flex in a slow quarter without breaking. Young families arriving for relative affordability ask the starter questions, and they deserve starter answers without condescension.

For Cambridge parents of a child with a disability, the Disability Tax Credit and the RDSP are the same federal programs as everywhere, explained far too rarely in plain language. This practice exists to fix exactly that. I serve Cambridge by phone and video from Carleton Place, with hours that work around shift schedules, and every first conversation is free.

What I help Cambridge families with

• Life insurance: term, universal, and whole life, matched to your actual life. See the honest comparison.
• RDSP and disability finance: the Disability Tax Credit, the RDSP, and up to $90,000 in government grants and bonds most families never hear about. Start at the Disability Finance hub.
• Investing: TFSA, RRSP, FHSA, RESP, and non-registered accounts built around real life.
• Living benefits: critical illness and disability coverage for the self-employed and single-income households. How critical illness works.
• Business owners: corporate strategies, key person coverage, and buy-sell funding. The business playbook.

Why work with a broker in Cambridge?

A broker works for you, not for one insurance company. That means choice across insurers, advice shaped around your life instead of a product shelf, and someone in your corner at claim time, when it matters most. Read the full broker vs agent breakdown.

How it works

Step one: book a free conversation below. Thirty minutes, zero pressure. Step two: we talk through your situation in plain English until you actually understand your options. Step three: you decide, with facts instead of salesmanship.

Cambridge questions I hear most

Common questions

Explore the region

Explore Waterloo and the Tri-Cities: the Areas Served hub lists every community we serve. The regional centre page is Kitchener-Waterloo, and the nearest full local guides are Kitchener and Guelph.

Check what you may qualify for

Before we ever talk, you can check two things yourself, free, right here on this site. The Disability Tax Credit checker asks 7 quick questions and walks through eligibility the way the CRA looks at it. The RDSP checker asks 4 quick questions about readiness, grants, bonds, and next steps. Prefer a one page guide instead? The RDSP Starter Checklist lays out every step to open an RDSP and claim the government money.